Conventional 30 year loans are one of the most commonly used financing tools for real estate purchases. Conventional loan limits are typically capped at a $417,000 loan amount which allows for a purchase price of about $521,000 if you put 20% down. “Jumbo Loan” is a term used for a Non-Conventional Loan where the loan […]
Life on Hatteras Island is enriched by many things, and one of the most important is the number and variety of solid, thriving family businesses. I’m just discovering many of them, but one enterprising family comes quickly to mind because the launch of their current family business (now businesses) closely parallels the beginning of our […]
If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come. But Super Bowl parties can be messy: Crumbs and dirt from your guests’ shoes can embed themselves in your carpet, drinking glasses and plates can […]
Selling your home may be an idea you are seriously considering, but that does not mean you are ready to put your home on the market just yet. You may be waiting to pay off your mortgage, you may be waiting for the kids to move out, or you may not be ready yet to […]
It is easy to live on idyllic Hatteras Island and fish, surf, birdwatch and participate in our island’s life without taking into account its rich and varied history. But 2016 marks the 100th anniversary of the National Park Service, the agency that as administrator of the Cape Hatteras National Seashore has helped shape the life […]
Happy New Year! Now that 2016 is here and the busyness of the holidays is over, many people are setting New Year’s resolutions — whether personal, professional, or real estate-related. It is the perfect time to set goals and welcome the new year with a fresh start. And what better way to start the new year fresh than by […]
This time of year, many people like to take a moment and reflect on the year that has passed, whether it’s reflecting on good memories or how the nation is doing financially. Today, we would like to take a moment to reflect on the economy and what this year’s trends meant for real estate. A Brief Look […]
One of our children’s favorite books when they were very young was Good Night Moon. The intriguing charm of a darkened house with a mouse and an old woman in a rocking chair was irresistible. There was a soothing pace to the story and also a bit of mystery. Since my work has been largely […]
As the holidays are approaching, many people are busy decorating their homes, lighting the tree, and marking their calendars to visit friends and family. With all the busyness of the season, you might be wondering if now you should even attempt to sell your home. Any potential home buyers are also busy attending get-togethers or traveling […]
As more millennials are preparing to buy a home, one issue is making it difficult for many — student loans. The Project on Student Debt calculated that just about 7 in 10 college graduates in the Class of 2014 had student loan debt, and on average each student had about $29,000 in loans. With mortgages often amounting […]
